United Way Center for Financial Stability

15 years of transforming financial vulnerability into financial empowerment

Helping working individuals and families pave a path to financial independence is at the heart of the United Way Center for Financial Stability. With three sites strategically located throughout Miami-Dade County, we help residents tackle their most pressing financial challenges by providing a full menu of financial capability services, ranging from financial coaching and education to tax preparation.

Who We Help

The latest ALICE Report shows nearly half a million Miami-Dade County households are financially insecure and unable to afford the basics. Many of these families are hardworking members of the community who are employed yet can’t keep up with the rising cost of living. They earn above the Federal Poverty Level but are still struggling to get by.

A community’s success is directly related to the financial stability of its residents. The Center for Financial Stability helps individuals and families improve their long-term financial health and well-being

How We Help

The United Way Center for Financial Stability’s trained staff and volunteers work with thousands of individuals and families, providing services which include:

  • Financial coaching and education
  • Credit and debt management
  • Free expert tax preparation
  • Legal services
children running on the lawn of their house children running on the lawn of their house

The goal is to connect people with the tools, training and opportunities needed to achieve long-term financial stability. Our qualified financial coaches help develop personalized plans to identify and achieve financial goals.

Impact Data

In the last year at the Center:

Over 500 individuals worked with a financial coach and improved their savings, credit, and overall money management.

On average, individuals who worked with a financial coach saved $3,250 and increased their credit score by 20 points. In addition, the average coaching client reduced their debt by $1,950.

In 2023, a total of 7,270 Miami-Dade taxpayers received tax refunds totaling over $8 million and Earned Income Tax credits of almost $3 million, saving $1.4 million in tax preparation fees.

Client Forms and Resource Center

We’re helping student loan borrowers with a FREE service to assist with saving money and returning to making their monthly payments.

Learn more about the My Way To Pay Program.

Schedule an appointment with a financial coach for assistance with registering.

Our Partners


Carnival Cruise Lines
Citi Foundation
Siemer Institute for Family Stabilit


Bank of America*
Cities for Financial Empowerment Fund
Florida City Gas
Ocean Bank


Frank Gonzalez

A special thank you to our $100K+ Funding Partners over the past 10 years

Bank of America*
Carnival Cruise Lines
Citi Foundation
Florida Blue
JPMorgan Chase
Ocean Bank
Siemer Institute
Wells Fargo

*Bank of America is the founding partner


Citi Vita
Regions Bank


BAC Florida Bank
Juan Enjamio
First Bank Florida
JPMorgan Chase
Neil H. Shah

Regional/National Partners

Bank On, Cities for Financial Empowerment Fund
Credit Builders Alliance
The Financial Clinic
Florida Prosperity Partnership
Hispanic Unity of Florida
Prosperity NOW
U.S. Internal Revenue Service
Urban League of Broward County

Program Partners

Advocacy Network on Disabilities
Capital Good Fund
CARE Court (United States District Court, Southern District of Florida)
Catalyst Miami
Centro Campesino Farmworker Center
City of Miami Financial Empowerment Center
CNC (Cuban American National Council)
Connect Familias
Early Head Start-Child Care Partnerships
Educate Tomorrow
Financial Planning Association
Goodwill Industries of South Florida
Grameen America
Greater Miami Service Corps
The Hospitality Institute
Housing Authority of Miami Beach
Jackson Health System
Jewish Community Services of South Florida
Legal Services of Greater Miami
Miami Dade College –Single Stop
Mission United
Neighborhood Housing Services of South Florida
Opa-locka Community Development Corporation
Partners for Self-Employment Project UP-START (Miami-Dade County Public Schools)
Sant La Haitian Neighborhood Center
Silent Victims of Crime
South Florida Digital Alliance
Youth Co-Op
YWCA of Greater Miami