United Way Center for Financial Stability
15 years of transforming financial vulnerability into financial empowerment
Helping working individuals and families pave a path to financial independence is at the heart of the United Way Center for Financial Stability. With three sites strategically located throughout Miami-Dade County, we help residents tackle their most pressing financial challenges by providing a full menu of financial capability services, ranging from financial coaching and education to tax preparation.
Who We Help
The latest ALICE Report shows nearly half a million Miami-Dade County households are financially insecure and unable to afford the basics. Many of these families are hardworking members of the community who are employed yet can’t keep up with the rising cost of living. They earn above the Federal Poverty Level but are still struggling to get by.
A community’s success is directly related to the financial stability of its residents. The Center for Financial Stability helps individuals and families improve their long-term financial health and well-being
How We Help
The United Way Center for Financial Stability’s trained staff and volunteers work with thousands of individuals and families, providing services which include:
- Financial coaching and education
- Credit and debt management
- Free expert tax preparation
- Legal services
The goal is to connect people with the tools, training and opportunities needed to achieve long-term financial stability. Our qualified financial coaches help develop personalized plans to identify and achieve financial goals.
Impact Data
In the last year at the Center:
Over 500 individuals worked with a financial coach and improved their savings, credit, and overall money management.
On average, individuals who worked with a financial coach saved $3,250 and increased their credit score by 20 points. In addition, the average coaching client reduced their debt by $1,950.
In 2023, a total of 7,270 Miami-Dade taxpayers received tax refunds totaling over $8 million and Earned Income Tax credits of almost $3 million, saving $1.4 million in tax preparation fees.
Our Partners
Diamond
Carnival Cruise Lines
Citi Foundation
Siemer Institute for Family Stabilit
Gold
Bank of America*
Cities for Financial Empowerment Fund
Florida City Gas
IberiaBank
Ocean Bank
Bronze
Amerant
BankUnited
Frank Gonzalez
A special thank you to our $100K+ Funding Partners over the past 10 years
Bank of America*
Carnival Cruise Lines
Citibank
Citi Foundation
Florida Blue
JPMorgan Chase
Ocean Bank
Siemer Institute
Wells Fargo
*Bank of America is the founding partner
Platinum
Citi Vita
Regions Bank
Silver
BAC Florida Bank
Juan Enjamio
First Bank Florida
JPMorgan Chase
Neil H. Shah
Regional/National Partners
Bank On, Cities for Financial Empowerment Fund
Credit Builders Alliance
The Financial Clinic
Florida Prosperity Partnership
Hispanic Unity of Florida
Prosperity NOW
U.S. Internal Revenue Service
Urban League of Broward County
Program Partners
ACCION USA –Florida
Advocacy Network on Disabilities
Capital Good Fund
CARE Court (United States District Court, Southern District of Florida)
Catalyst Miami
Centro Campesino Farmworker Center
City of Miami Financial Empowerment Center
CNC (Cuban American National Council)
Connect Familias
Early Head Start-Child Care Partnerships
Educate Tomorrow
EveryoneOn
Financial Planning Association
Goodwill Industries of South Florida
Grameen America
Greater Miami Service Corps
The Hospitality Institute
Housing Authority of Miami Beach
Jackson Health System
Jewish Community Services of South Florida
Legal Services of Greater Miami
Miami Dade College –Single Stop
Mission United
Neighborhood Housing Services of South Florida
Opa-locka Community Development Corporation
Partners for Self-Employment Project UP-START (Miami-Dade County Public Schools)
Sant La Haitian Neighborhood Center
Silent Victims of Crime
South Florida Digital Alliance
Youth Co-Op
YWCA of Greater Miami
